Take out a personal loan
Taking out a personal loan has been rapidly gaining popularity in recent years. The fixed interest with the personal loan helps with this. Borrowing money with certainty is important for many consumers. A large group of consumers do not want the uncertainty that the interest on their loan can rise. They want a fixed interest rate so that it is clear where they stand and what to expect. Taking out a personal loan makes all these securities possible.
take out a personal loan, what do you pay attention to?
If you want to take out a personal loan, there are a number of things you should pay attention to. Comparing a personal loan is easier than taking out a revolving credit .
Everything is clear with a personal loan. You know in advance how much you will pay per month in interest and repayment on a personal loan. With an equal term of the loan, the interest is therefore always decisive.
If taking out a personal loan is your preference, we recommend that you look at the interest, the term and the total costs of the loan.
Refinancing your current personal loan
If you already have a personal loan at this time, it can be advantageous to switch your personal loan to a loan with a lower interest rate. We are happy to calculate with you to determine whether it is beneficial for you to convert your current, possibly too expensive, loan into a loan with a low monthly term and a low interest rate.
Costs with your loan / h3>
Just like with any other loan, you may not be charged for a personal loan. This is laid down in the Consumer Credit Act . This law prescribes that no costs may be charged for mediating and taking out a loan, regardless of the type of credit.
Always redeem without penalty
If you opt for a personal loan, you can repay the loan at any time without penalty with this loan form. When you want and as much as you want. That is a nice side effect. If you make additional payments, your term will be further shortened. As a result, you then repay less on the loan in total. An extra deposit at the beginning of the term can give you a big advantage at the end of the term. There is no limit to the extra repayment of your loan. Take advantage of this, this can save you a lot of money.